July 2026 Ducati PCP Finance Examples: See Your Monthly Payments

POSTED: 03/07/2026

Finance

Following our recent announcement of the refreshed Q3 2026 Ducati factory campaigns, we wanted to break down exactly what these offers look like in black and white.

To give you a clear picture of how affordable your dream ride can be, our team at Ducati Aylesbury (On Yer Bike) has put together three representative Personal Contract Purchase (PCP) examples through Black Horse Ltd. These examples highlight a few of the most popular models in the lineup, featuring competitive APR rates, low deposits, and highly structured monthly outgoings.

Have a look through the figures below, and see which machine fits your garage.

  1. The new Hypermotard V2 SP at £233.34 per month.
  2. The Multistrada V2 S Travel at £263.40 per month.
  3. The Panigale V4 S at £422.57 per month

 

1. The Everyday Hoon: Ducati Hypermotard V2 SP

Sitting firmly within Ducati's core range, the raw and agile Hypermotard V2 SP is available under the competitive 6.9% APR Representative rate for Q3. It balances incredible street-performance with very manageable monthly payments.

PCP Finance Feature Specification Figures
Cash Price £17,295.00
Customer Deposit (10%) £1,729.50
Total Amount of Credit £15,565.50
Duration of Agreement 37 Months
36 Monthly Payments of £233.34
Optional Final Payment £9,795.00 (Includes £10.00 purchase fee)
Total Amount Payable £19,924.74
Representative APR 6.9% APR (Fixed Interest Rate 6.67%)

 

2. The Ultimate Tourer: Ducati Multistrada V2 S Travel

If you are looking to cross continents, the Multistrada V2 S Travel Red is an absolute touring weapon. Don't forget, under the Q3 campaign rules, this model also qualifies for a Free Pannier Package worth £922 RRP, giving you incredible added value alongside these competitive monthly figures.  

PCP Finance Feature Specification Figures
Cash Price £18,195.00
Customer Deposit (10%) £1,819.50
Total Amount of Credit £16,375.50
Duration of Agreement 37 Months
36 Monthly Payments of £263.40
Optional Final Payment £10,017.00 (Includes £10.00 purchase fee)
Total Amount Payable £21,318.90
Representative APR 7.9% APR (Fixed Interest Rate 7.61%)

 

 

3. The Track Predator: Ducati Panigale V4 S

For those who demand uncompromising racetrack technology, the legendary Panigale V4 S sits at a highly competitive 6.9% APR for Q3. Choosing this flagship superbike also unlocks a £1,000 Performance Voucher to spend in-store on accessories or race apparel.

PCP Finance Feature Specification Figures
Cash Price £30,695.00
Customer Deposit (10%) £3,069.50
Total Amount of Credit £27,625.50
Duration of Agreement 37 Months
36 Monthly Payments of £422.57
Optional Final Payment £17,047.00 (Includes £10.00 purchase fee)
Total Amount Payable £35,329.02
Representative APR 6.9% APR (Fixed Interest Rate 6.68%)

 

 

How Personal Contract Purchase (PCP) Works

With a Black Horse PCP plan, you get maximum flexibility at the end of your term. Once you have completed your 36 regular monthly payments, you have three distinct options available to you: 

  1. Part Exchange It: Trade your Ducati in for a brand new model at our showroom, using any equity left over above the final payment to go toward your next deposit. 
  2. Keep It: Pay the Optional Final Payment (the guaranteed future value) to take full ownership of the motorcycle. 
  3. Return It: Hand the keys back to the finance company and pay nothing further, provided the bike is in good condition (fair wear and tear accepted) and has not exceeded the agreed annual mileage limit (these examples are calculated on 4,000 miles per annum; excess mileage is charged at 6.0p + VAT per mile). 

 

Get Your Personalised Quote Today

Like what you see? These figures are correct at the time of printing but can be completely tailored around your exact needs. Whether you want to put down a larger deposit to drop the monthly payments or adjust your annual mileage, our team is here to help. 

Pop into our showroom near Aylesbury to view our physical stock, chat through your options, and let us build the perfect custom quote for your budget. Or simply find your dream bike above, click the "Finance Quote" button and fill in your details, and we will get back to you shortly. 

Stop dreaming, get On Yer Bike. 

 

© Copyright 2026 On Yer Bike. All rights reserved
Admin Login  | Privacy & cookies

On Yer Bike Limited t/a Ducati Aylesbury is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include acting as a credit broker not a lender. We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.

Powered by DealerWebs DealerWebs